Privacy Policy
Last updated: 23 August 2026
This Privacy Policy ("Policy") describes how X Enterprises, LLC ("X Enterprises," "we," "us," or "our") collects, uses, and discloses information on https://privatelenderreviews.com (the "Site"). Private Lender Reviews is a DBA of X Enterprises, LLC, 18122 3rd Dr SE, Bothell, WA 98012.
The Site is a free informational ratings directory. It does not offer user accounts, paid subscriptions, or a live SaaS product. This Policy covers this Site only. It does not describe account, billing, or customer-data processing for a product that is not live here.
By using the Site, you agree that information will be handled as described in this Policy. Use of the Site is also subject to the Terms of Use (/legal/terms-of-use) and the Cookie Policy (/legal/cookie-policy). If you do not agree, do not use the Site.
Questions and privacy requests: hello@privatelenderreviews.com.
What we collect
We collect only what this Site actually takes in today.
Information you send us
If you email hello@privatelenderreviews.com or submit the public contact form at /contact (action `/api/contact`), we receive the fields you provide. The live form asks for:
- name;
- email address;
- a role label (for example, borrower / investor, private lender, private money broker, partner / press, or other); and
- your message.
We do not ask for a phone number, billing address, payment card, or account password on this Site. There is no user account to create.
Publishing hello@privatelenderreviews.com is not a promise that an inbox is staffed on a set schedule, or that every message will receive a reply.
Information collected automatically
When you visit the Site, our host and the Site software record ordinary server logs. Those logs typically include IP address, date and time, requested path, referrer, and browser or device user-agent. We use this for security, debugging, and operating the Site.
Cookie consent storage
The Site uses a first-party cookie consent tool. If you make a choice in that tool, we store the choice in first-party browser storage (localStorage key used by this Site consent component) so we can honor it on later visits. See the Cookie Policy (/legal/cookie-policy).
What we do not collect on this Site today
This Site does not collect account credentials, billing addresses, payment cards, phone numbers, age, or gender as form fields. It does not run a published Google Analytics 4, Google Tag Manager, or Microsoft Clarity property. Do not read a network or hub privacy page as a description of processors on this host.
How we use information
We use the information above to:
- operate, secure, and debug the Site;
- read and, when we do, respond to messages sent to hello@ or the contact form;
- honor cookie-consent choices;
- comply with law, including responding to privacy or copyright requests we actually receive.
We do not use Site information to bill a product, to authenticate an account, or to run a customer SaaS.
How we share information
We do not sell personal information.
We share information only as needed to operate this Site, including:
- our website host (the Site is served on Vercel), which processes requests and logs;
- Google Fonts (fonts.googleapis.com), which the live Site uses to load fonts and which may receive your IP address and browser information when a page loads;
- service providers who transmit or store contact-form submissions or email to hello@, if and when a message is actually sent; and
- authorities, when required by law or to protect the Site, our rights, or others.
We do not list customer-management, payment, or authentication vendors as live processors on this Site because those products are not live here.
Cookies and similar technologies
The Site sets or uses cookies and similar technologies as described in the Cookie Policy (/legal/cookie-policy). Optional analytics or marketing scripts load only if they are configured on this Site and you grant the matching consent.
Children privacy
The Site is for a general adult audience and is not directed to children. We do not knowingly collect personal information from anyone under 18. If we learn that a child under 18 sent us personal information, we will use it only to tell them they cannot use the Site and to delete it where we can.
Retention
We keep server logs as needed to operate and secure the Site, then delete or overwrite them in the ordinary course of hosting. We keep contact messages as needed to understand the request, to respond if we respond, and as required to meet legal obligations or resolve disputes. There is no account-retention schedule because there are no accounts.
Your rights
Depending on where you live, you may have rights to know, access, correct, delete, or port personal information we hold about you, or to opt out of sale, sharing, or targeted advertising, subject to the limits and exceptions in applicable law (including comprehensive U.S. state privacy laws). We do not sell personal information. This Site does not publish advertising or analytics cookies that we treat as a sale. If optional advertising or analytics cookies are later configured, you can refuse them through the cookie consent tool.
To make a request, email hello@privatelenderreviews.com. We may need enough information to find you in our records (typically the email you used and a description of the request). We will respond as required by applicable law. Publishing that address is not a promise of a staffed helpdesk or a fixed reply time beyond what the law requires.
If we deny a request, you may reply to that response to ask us to reconsider. You may also have the right to complain to a regulator that has jurisdiction over you.
This Site is not a consumer health product and does not publish a separate consumer-health-data policy.
Do Not Track
Some browsers send a Do Not Track (DNT) signal. The Site does not respond to DNT. You can control optional cookies through the consent tool described in the Cookie Policy, and you can block or delete cookies in your browser.
Location of processing
The Site is operated from the United States. Information we collect is processed in the United States. If you visit from another country, you do so on your own initiative. Information may be accessible to U.S. authorities as required by law.
Third-party websites
The Site links to third-party websites, including websites of lenders, brokers, and other professionals. Those sites have their own privacy practices. We are not responsible for them.
Changes
We may update this Policy by posting a revised version on this page with a new "Last updated" date.
Contact
hello@privatelenderreviews.com Private Lender Reviews is a DBA of X Enterprises, LLC, 18122 3rd Dr SE, Bothell, WA 98012.
